There is probably nothing I am asked more often than some version of this question: “When should I file for my Social Security?” But as I’ve said repeatedly in this column, I am not a financial ...

Question: A woman from Moline writes: "My husband passed away several years ago. I contacted the Social Security Administration and applied for the death benefit at that time. As I recall, I was told ...

The U.S. Social Security system includes special provisions that allow individuals to claim benefits based on their spouse’s earnings record—even if the spouse is deceased or they are divorced.