Investments drive economic activity, which benefits both companies and workers. New equipment can make a business more ...

Trading flows affect Government of Canada bond prices. Our estimates suggest a sale of 1% of the available supply of bonds ...

We’ve started the design process for the new $20 bank note featuring His Majesty King Charles III. See more about the new note and our design process.

In 2016, the Bank and the Government of Canada renewed their Inflation-Control Target agreement. Learn about our research priorities that led up to the renewal.

What’s behind your mortgage rate Here’s what determines the interest rate on your mortgage—and why that rate can go up and down.

We update an assessment of potential changes in payments that mortgage holders could face at renewal in 2025 and 2026. We use an enhanced dataset (RESL2) that provides a more accurate starting point ...

The Canadian Survey of Consumer Expectations (CSCE) is a quarterly survey aimed at measuring household views of inflation, the labour market and household finances, as well as topical issues of ...

Box 1: A new overlapping generations model We introduce a new overlapping generations (OLG) model this year for estimating the US neutral rate. The model is largely based on the one Kuncl and Matveev ...

The Canadian Alternative Reference Rate Working Group (CARR) was created to ensure Canada’s interest rate benchmark regime is robust, relevant and effective in the years ahead. Find more information ...

Deputy Governor Toni Gravelle provides an update on quantitative tightening and talks about how the Bank of Canada will manage its balance sheet once normalization ends.

Offline functionality is a key consideration for a potential CBDC. We describe the different types of offline functionality based on their duration outside of network connection—either intermittent ...

Security is an important element in ensuring public confidence in a central bank digital currency (CBDC). This note highlights the required security properties of a CBDC system and the challenges ...